Welcome to the website of OMS National Insurance Company RRG (“OMSNIC”). These general Terms & Conditions apply to all content on our website at omsnic.com (the “Site”), including information provided in the e-Learning Center, Resource Center, the Resident Surgical Log (RSL) and OMSNICase. Please review these terms carefully prior to using this site. Your use of the Site indicates your agreement to these Terms & Conditions.


Use of the Site

The purpose of the Site is to provide you with information about OMSNIC and its services and products. This Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, or create derivative works from information or material on the Site except as expressly permitted in these Terms & Conditions. You may not use the Site to engage in any unlawful activity, to infringe on the rights of OMSNIC or others or in any way that is prohibited by these Terms & Conditions. You may not use the Site in any manner which could damage, disable, overburden, or impair any Site or interfere with any other party's use and enjoyment of the Site.



USER IDs/Passwords

YOU ARE SOLELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF ANY USER IDs/PASSWORDS. You are responsible for all use of the Site and for the security of your login identification, your password that you use to protect access to your data, your file name(s) and files, network and user access. By providing your email address, you permit OMSNIC to communicate with you, regarding any information or material pertaining to the Company and website. Please notify us immediately if you believe your password has been improperly used.



Links to Other Sites

The Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under our control and OMSNIC is not responsible for the contents of any Linked Site. OMSNIC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by OMSNIC of the Linked Site or any association with its operators.




The information contained on the Site does not establish a standard of care, nor is it a substitute for legal or other professional advice. Any information, suggestions and risk management tips contained on the Site are generalized and are not intended to apply to all or specific situations. If you have a question requiring professional advice, such as a question relating to litigation or medical issues, please seek the advice of a qualified professional in the relevant field and jurisdiction.


OMSNIC shall not be liable for any damages resulting from the use or misuse of the Site or the information contained therein. While OMSNIC strives to have accurate information on the Site, the information and other material published on the Site may contain inaccuracies or typographical errors. OMSNIC does not warrant that any content, function, operation or availability will be uninterrupted or error free, that defects will be corrected, or that the Site or the systems that make it available will be free of viruses or other harmful components. No representation or warranty is made by OMSNIC about the accuracy, reliability, availability or suitability of any information, material, systems, services or products contained or discussed on the Site for any purpose. OMSNIC SPECIFICALLY DISCLAIMS ALL WARRANTIES WITH RESPECT TO THE SITE, EXPRESS, IMPLIED, OR OTHERWISE, INCLUDING WITHOUT LIMITATION, ALL WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.



Limitation of Liability

Under no circumstances or any theories of liability will OMSNIC be liable for damages of any kind occurring from the use or performance of the Site including direct, indirect, consequential, incidental, or punitive damages (even if OMSNIC has been advised of the possibility of such damages). If you are dissatisfied with any portion of the Site, or with any of these Terms & Conditions, your sole and exclusive remedy is to discontinue using the Site.




You hereby agree to indemnify and hold harmless OMSNIC and any of the partners, members, shareholders, officers, directors, employees, consultants, attorneys and agents of OMSNIC from any and all claims, liability, damages and/or costs (including, but not limited to, attorneys fees) arising as a result of your use of the Site or your violation of the Terms & Conditions, or your infringement of any intellectual property or other right of OMSNIC or any person or entity. In the event of any claim, OMSNIC shall have the right to defend and settle any such claim with counsel of its own selection. You shall cooperate as fully as reasonably required in the defense thereof and shall not settle any such claim without the prior written consent of OMSNIC.



Monitoring and Termination of Use

OMSNIC monitors the communications on the Site. OMSNIC reserves the right to review posted materials and to remove any materials in its sole discretion. OMSNIC reserves the right to terminate user communication to the website or user accounts at any time without notice for any reason whatsoever. OMSNIC reserves the right at all times to edit, refuse to post or to remove any information or materials, in whole or in part, in OMSNIC’s sole discretion.



Usage of and Submission to Resident Surgical Log (RSL) and OMSNICase

OMSNIC does not control or endorse the content, messages or information found in the Resident Surgical Log Service and the OMSNICase Service, and therefore, OMSNIC specifically disclaims any liability with regard to the services and the contents thereof. The subjects found in the Resident Surgical Log and OMSNICase may be subject to limitations on usage, reproduction, dissemination and HIPAA regulation. You are responsible for adhering to such limitations in any use of or submissions to these services. OMSNIC is under no obligation to post or use any submission you may provide and may remove any submission at any time in OMSNIC's sole discretion. By posting, uploading, inputting, providing or submitting your submission you warrant and represent that you own or otherwise control all of the rights to your submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the submissions.



Access to the OMSNIC Website from Outside United States

The Site is intended for the use by individuals located within the United States. If you choose to access Site from outside the United States you do so on your own initiative and are responsible for compliance with all applicable laws.




The compilation copyright to the Site, the design and appearance of the Site, and all of the materials and content on the Site, including without limitation, all text, graphics, drawings, images, charts, pictures, maps, photographs, images, line art, icons and renditions, are owned or licensed by OMSNIC. These materials are protected by federal law against unauthorized copying and reproduction. Any use, reproduction or distribution of material from the Site (except as permitted herein) without written permission of OMSNIC is expressly prohibited. All other use, and all copying and reproduction thereof, is strictly prohibited. Anyone who prints, downloads, copies or otherwise communicates information from the Site is responsible for communicating these Terms & Conditions to the person(s) to whom such information is communicated and to ensure their compliance thereto, and further agrees to hold OMSNIC harmless against any and all claims arising out of or in connection with their failure to abide by these Terms & Conditions.



Modification of the OMSNIC Website or Terms & Conditions

OMSNIC reserves the right to make changes in these Terms & Conditions and to change, suspend or discontinue any aspect of the Site at any time, in its sole discretion, without notice.



Governing Law and Venue

By accessing the Site, you have directed your system to a computer located in the State of Illinois. Any and all disputes arising from the content of the Site are to be governed exclusively by the laws of the State of Illinois.



Insurance Policy Terms

Coverage statements on the Site are for general description purposes only. Any actual coverage determination is subject to all of the terms and conditions of the actual policy, endorsements, application, and any actual claims. The Site does not amend, modify or supplement the insurance policies we issue to insureds. Not all coverages are available in every state. Consult the actual policy or contact us or your agent regarding terms, conditions, coverages, exclusions, products, services and programs that may be available to you.



Securities Disclaimers and Forward Looking Statements

The materials and information contained on the Site do not constitute an offer or a solicitation of an offer for the purchase or sale of any securities in OMSNIC. Furthermore, the Site may contain information and press releases about and by OMSNIC or its affiliates. Although this information was believed to be accurate as of the date prepared by us, OMSNIC disclaims any duty or obligation to update such information. To the extent that any information is deemed to be a “forward looking statement” as defined in the Private Securities Litigation Reform Act of 1995, such information is intended to fit within the “safe harbor” provided therein. Such forward looking statements are subject to material risk factors which are described in the OMS National Insurance Company, RRG Annual Report. Forward looking statements are not guarantees of performance. You are cautioned not to place undue reliance on forward looking statements, which speak only as of the date made. The Site is not intended to make any investment representations about OMSNIC and should not be viewed as such.



Contact Information

If you have any questions regarding this Site or these Terms & Conditions, please contact us as follows: OMS National Insurance Company, RRG, Attn: Office of General Counsel, 6133 N. River Road, Suite 650, Rosemont, IL 60018 or you may call us at (800) 522-6670.



Copyright © 2012 OMSNIC. All rights reserved.

Privacy Policy replaced 7/12

©2012 OMS National Insurance Company