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Please note, due to the recent flooding that took place in Cass, Cumberland, Iroquois, Lawrence, Marion, Menard, Moultrie, Pike, Richland, Sangamon, Vermilion, Alexander, Calhoun, Christian, Clinton, Douglas, Jackson, Jersey, Madison, Monroe, Morgan, Randolph, and St. Clair counties in Illinois these counties have been declared as disaster areas. As a result, for the period December 29, 2015 to February 29, 2016, or a later time if deemed reasonable given an individual policyholder’s circumstance, Fortress will insure that (1) Policies are not cancelled or non-renewed; (2) extensions are provided for policyholder’s to comply with policy provisions.


In the event an impacted policyholder has a disaster-related dispute or issue they feel is unresolved they should contact the Company at (800) 522-6675 or they may contact the Illinois Department of Insurance at (866) 445-5364, or file a complaint online at: https://mc.insurance.illinois.gov/messagecenter.nsf



The Fortress Risk Management Committee supports the new guidelines outlined by the ADA in the January 2015 JADA article, “The Use of Prophylactic Antibiotics Prior to Dental Procedures in Patients with Prosthetic Joints”. Our recommendation is to thoroughly evaluate each patient prior to prescribing prophylactic antibiotics. Consider consultation with the orthopedic surgeon for guidance if absolutely necessary.

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